Life Insurance
Who will take care of your loved ones if something happens to you?
Get life insurance quotes from top UK insurers
How can we help you find the perfect cover?
How Much Does It Cost?
The cost of life insurance depends on various factors, including your age, health, smoker status, policy length, coverage amount, and whether you choose a single or joint policy. At Compare Life, we search the market to find the best policy tailored to your needs, with prices starting from just £3 per month.
What is life insurance?
Life insurance provides a financial safety net for your family if you're no longer around. It can help pay off the mortgage, cover rent, household bills, and other living expenses, ensuring your loved ones are financially secure.
Types of life insurance include:
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Mortgage life insurance: Protects your home by covering outstanding mortgage debt.
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Family life insurance: Provides financial support for your family's daily needs.
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Over 50s life insurance: Offers guaranteed payouts for those aged over 50, often used for funeral costs or leaving a legacy.
Other related products:
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Income protection: Replaces your income if you're unable to work due to illness or injury.
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Critical illness cover: Pays a lump sum if you're diagnosed with a serious illness.
Do I Need Life Insurance?
Life insurance may not be necessary for everyone. If you're young, renting, and without dependents, consider income protection or critical illness cover to safeguard your income. However, if you have a family or dependents, life insurance can provide peace of mind. Ask yourself:
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What would happen if my family lost my income?
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Would they need to make significant financial changes?
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Are there enough savings or assets to support them?
Talking to one of our expert advisers can help you decide on the best option for your circumstances.
What if I Have a Health Condition?
Having a pre-existing condition like asthma or diabetes doesn’t automatically disqualify you from getting life insurance. Insurers assess your condition along with other factors like age, lifestyle, and overall health. By providing detailed information about your condition, such as its management and impact on daily life, you can better understand your coverage options and costs.
About Compare Life
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Protecting families is our mission. Since 1998, Compare Life has helped over 1.8 million individuals in the UK find the best insurance solutions for their needs, budgets, and future plans. As an independent intermediary, we offer top customer service and ongoing support.
A Little More About Compare Life
Choosing life insurance can be overwhelming, with many types of policies and providers. At Compare Life, we simplify the process, helping you navigate the options to find the right coverage without the hassle.